Congratulations, you’ve sold your business! Now you’re faced with a rather pleasant dilemma: how to invest proceeds from business sale. It’s a cracking problem to have, but one that needs careful consideration. After all, this nest egg represents years of your blood, sweat, and tears.
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How to Invest Proceeds from Business Sale?
Right, let’s roll up our sleeves and look at some options. Remember, there’s no one-size-fits-all approach here. What works for your golf buddy might not be right for you.
The Safety Net Approach
First things first, consider setting aside a chunk for a rainy day fund.
Pros:
- Peace of mind when life throws a curveball
- Flexibility for future opportunities
Cons:
- Low returns in current interest rate climate
- It might feel like you’re missing out on better opportunities
Back in the Saddle
Fancy another go at being your own boss?
Pros:
- You’ve got the experience now – less likely to make rookie mistakes
- Potential for another successful exit
Cons:
- Starting from scratch can be exhausting
- Market conditions might have changed
Property Mogul in the Making
Bricks and mortar – a favourite among many business sellers.
Pros:
- Potential for rental income and capital appreciation
- Tangible assets you can see and touch
Cons:
- It can be time-consuming if you’re hands-on
- Property market fluctuations can impact the value
- If you pay market value for properties, it can take several years to build up equity. Why not build up equity from day one?
Stock Market Safari
For those who enjoy a bit of financial adventure.
Pros:
- Potential for high returns
- Liquidity – easier to cash out than property
Cons:
- Can be a rollercoaster ride
- Requires constant monitoring (or paying someone else to do it)
Retirement Fast-Track
Give your pension pot a hefty boost where you own a SASS or a SIP.
Pros:
- Tax advantages
- Setting yourself up for a comfortable future
Cons:
- Limited access to funds
- Pension rules can be as clear as mud
The Property Saviour Way
If you like the sound of property but not the headaches, we might have just the thing.
We are seeking sophisticated investors to participate in our property trading venture. This opportunity is only suitable for certified high net worth individuals or sophisticated investors as defined by the Financial Conduct Authority.
Our strategy involves acquiring and trading residential and commercial properties to generate returns. We anticipate holding periods of 6-24 months per property. Target returns are not guaranteed, and capital is at risk.
Investors would provide loans secured against specific properties. The minimum investment is £100,000. The funds would be used solely for property acquisition and improvement costs.
This is an unregulated collective investment scheme. Your capital is at risk and returns are not guaranteed. Past performance is not indicative of future results. The value of property investments can go down as well as up.
Please consult an independent financial advisor before investing. This is not a regulated financial promotion and has not been approved by an authorised person.
Pros:
- Hands-off property investment
- Potential for attractive returns
Cons:
- Capital is at risk
- Less control than direct property ownership
Final Thoughts
Investing your business sale proceeds is a bit like choosing a new suit – it needs to fit you just right. Don’t be afraid to mix and match. A bit of property here, some stocks there, and a dash of cash for good measure.
And remember, while it’s tempting to go on a spending spree, think long-term. Your future self will thank you for it.
Intrigued by our property opportunity? Give us a bell at Property Saviour. We’re always up for a natter about turning your business sale windfall into a nice little earner.
Whatever you decide, don’t forget to treat yourself a bit. After all, you’ve just sold a business – that’s no small feat!
So, ready to put those proceeds to work? The ball’s in your court now. Time to score your next financial goal!
Looking for Our Kind of People: No Nonsense, Just Good Business
Alright, let’s chat about who we’re looking to work with. You know how it is – life’s too short for drama, right?
We’re after people who are, well, just decent human beings. The kind you’d enjoy having a chai or coffee with after work. Patient folks who don’t blow their top when things don’t go exactly to plan (because, let’s face it, when do they ever?). And professional – you know, the type who shows up on time and doesn’t ghost you for weeks on end.
But here’s the real kicker—we’re big on honesty, transparency, and integrity. If those words make you roll your eyes, we’re probably not a good fit. But if they make you nod along, thinking, “Yeah, that’s how business should be done,” then we might just get along like a house on fire.
We reckon these values set us apart from the crowd. Sure, everyone bangs on about being honest and transparent, but we actually mean it. There is no funny business, no hidden agendas, just straight-up dealings.
So, if you’re nodding your head right now, thinking, “These sound like my kind of people,” then give us a shout. We might be the start of a beautiful friendship. Or at least a profitable business relationship, which is nearly as good, right?
Property Saviour Price Promise
- The price we’ll offer is the price that you will receive with no hidden deductions.
- Be careful with ‘cash buyers’ who require a valuation needed for a mortgage or bridging loan.
- These valuations or surveys result in delays and price reductions later on.
- We are cash buyers. There are no surveys.
- We always provide proof of funds with every formal offer issued.
We'll Pay £1,500 Towards Your Legal Fees
- No long exclusivity agreement to sign because we are the buyers.
- You are welcome to use your own solicitor.
- If you don’t have one, we can ask our solicitors for recommendations.
- We share our solicitor’s details and issue a Memorandum of Sale.
Sell With Certainty & Speed
- Our approach is transparent and ethical, which is why sellers trust us.
- 100% Discretion guaranteed.
- If you have another buyer, you can put us in a contracts race to see who completes first.
- Complete in 10 days or at a timescale that works for you. You are in control.
