Have you ever fantasised about a sudden influx of cash landing in your lap? It’s the stuff of daydreams, but for some fortunate souls, it becomes a thrilling reality. Whether it’s a surprise inheritance, a lottery win, or a forgotten savings account rediscovered, unexpected money can be both exciting and overwhelming.
Table of Contents
What to Do with Unexpected Money?
Let’s explore how to make the most of your newfound wealth, ensuring it doesn’t slip through your fingers like sand.
First things first: Take a deep breath. It’s tempting to splash out on a shopping spree or book that luxury holiday you’ve always wanted. But before you do, consider these smart moves:
Pay off debts
- Clear any outstanding credit card balances
- Tackle high-interest loans
- Consider paying off a chunk of your mortgage
Build an emergency fund
- Aim for 3-6 months of living expenses
- Keep it in an easy-access savings account
Invest for the future
Receiving a windfall can be exhilarating, but it’s essential to handle it wisely. Here are some steps to consider:
- Pause and Plan: Take a moment to think before spending.
- Pay Off Debts: Use the money to clear any high-interest debts.
- Save and Invest: Consider putting some of the money into savings or investments.
- Treat Yourself: It’s okay to enjoy a small portion of the windfall.
Examples
Lottery Winner: Jane won £50,000 in a local lottery. She used £20,000 to pay off her mortgage, saved £20,000, and spent £10,000 on a family holiday.
Unexpected Inheritance: Tom received £15,000 from a distant relative. He cleared his credit card debts and invested the rest in a high-interest savings account.
Too Busy to Buy? Streamlined Property Trading for Professionals
Property trading, which involves strategically acquiring and selling property for profit, offers a tangible alternative to other investment opportunities. By allowing investors to create value through savvy purchases and improvements rather than backed by first charge security.
We’re offering you the chance to get involved in property investment without the hassle of dealing with tenants or fixing leaky taps. Here’s the deal:
We are seeking sophisticated investors to participate in our property trading venture. This opportunity is only suitable for certified high net worth individuals or sophisticated investors as defined by the Financial Conduct Authority.
Our strategy involves acquiring and trading residential and commercial properties to generate returns. We anticipate holding periods of 6-24 months per property. Target returns are not guaranteed and will only be discussed after you qualify. Your capital is at risk.
Investors would provide loans secured against specific properties. The minimum investment is £100,000. The funds would be used solely for property acquisition and improvement costs.
This is an unregulated collective investment scheme. Your capital is at risk, and returns are not guaranteed. Past performance is not indicative of future results. The value of property investments can go down as well as up.
Please consult an independent financial advisor before investing. This is not a regulated financial promotion and has not been approved by an authorised person.
Are We on the Same Page?
Ever feel like you’re on the outside looking in when it comes to property investing? Maybe you’re itching to get started but can’t shake the feeling that you’re missing your tribe – you know, those people who just ‘get’ what you’re all about?
Well, let me tell you about our crew. We’re not your typical suit-and-tie investors. Nope, we’re a mix of characters who each bring something unique to the table. But here’s the thing – we’re pretty choosy about who we team up with. Why? Because we’ve learned that when everyone’s on the same page about what really matters, that’s when the magic happens in property.
So here’s what I’m thinking: How about we grab a virtual coffee and chat about what makes you tick as an investor? It’s not just about the numbers – we want to know what drives you, what you believe in.
Here’s how it could go down:
1. You pick a time that works for you.
2. We hop on a call and talk about your property goals and values.
3. Together, we figure out if we’re a good fit and could do something awesome together.
Simple, right? And who knows, this could be the start of something pretty cool in your property journey.
So what do you say? Fancy a chat about property and values? After all, in this game, it’s not just about the buildings – it’s about the people behind them.
If you’re up for it, let’s set up a call and see if we click. No pressure, just good conversation and maybe the start of something great. Sound good?
Property Saviour Price Promise
- The price we’ll offer is the price that you will receive with no hidden deductions.
- Be careful with ‘cash buyers’ who require a valuation needed for a mortgage or bridging loan.
- These valuations or surveys result in delays and price reductions later on.
- We are cash buyers. There are no surveys.
- We always provide proof of funds with every formal offer issued.
We'll Pay £1,500 Towards Your Legal Fees
- No long exclusivity agreement to sign because we are the buyers.
- You are welcome to use your own solicitor.
- If you don’t have one, we can ask our solicitors for recommendations.
- We share our solicitor’s details and issue a Memorandum of Sale.
Sell With Certainty & Speed
- Our approach is transparent and ethical, which is why sellers trust us.
- 100% Discretion guaranteed.
- If you have another buyer, you can put us in a contracts race to see who completes first.
- Complete in 10 days or at a timescale that works for you. You are in control.
