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How Much Do We Buy Any House Offer?

Honest “we buy any house” companies offer exactly 70% of realistic market value.

Dishonest ones offer 85% on the phone. Then drop it to 58% at completion after six weeks of “discovered problems.”

Here’s why the lower honest number puts more money in your pocket than the higher dishonest one. And why 73% of sellers learn this lesson too late after already losing thousands.

What Do Most “We Buy Any House” Companies Actually Offer?

They offer whatever number makes you say yes immediately. Then they change it later when you’re trapped.

The pattern runs like this:

Initial phone offer: 85% of your asking price (not valuation, your inflated asking price)
Week 3 revised offer: 78% after their “initial survey raises concerns”
Week 6 final offer: 58% after they “discover serious issues”

That’s the game. Starts exciting. Ends crushing. You’re psychologically trapped by week 6.

The average price drop from initial offer to completion is 27% according to February 2026 Property Ombudsman data. On a £200,000 house, that’s £54,000 less than promised.

Why Do “We Buy Any House” Companies Start High Then Drop the Price?

Pure psychology designed to trap desperate sellers.

They know you’ll commit to high numbers emotionally. Give notice on your rental. Tell your family you’re moving. Book the removal van. Arrange everything around their promised price.

By week 6, you can’t walk away without massive disruption. They know it. You know it. That’s when their surveyor “discovers” problems visible during week 1.

New offer: 58% instead of the promised 85%. Take it or start completely over.

Most people take it. They’re trapped. That’s the business model.

Quaint red-brick townhouse with gabled roof, white trim, and a ‘To Let’ sign, bathed in warm sunlight against a blue sky.

What’s the Honest Offer From Good “We Buy Any House” Companies?

Exactly 70% of realistic market valuation. Not your asking price. Actual proper valuation.

Written in a contract. Guaranteed. No “subject to survey” clauses hidden in small print. No reductions before completion. What we offer is exactly what you get.

Here’s where every single pound of your property’s value goes:

Cost BreakdownPercentageExample £200,000 Property
Your payment70%£140,000
Our legal costs2%£4,000
Holding costs (insurance, council tax, utilities, cleaning)3%£6,000
Stamp duty (government charges this)5%£10,000
Resale costs (estate agents, solicitors when we sell)5%£10,000
Our gross profit before tax15%£30,000
Total100%£200,000

Most “we buy any house” companies hide this breakdown. We show it because you deserve brutal honesty about where your money actually goes.

The 5% stamp duty isn’t negotiable. Government takes it whether we like it or not. The 3% holding costs cover the 6-10 months between buying from you and selling to our eventual buyer. The 15% gross profit is before tax, before overheads, before salaries, before everything that keeps a business running.

Why 70% and Not Higher Like They Promise?

Because the maths doesn’t work higher. It’s physically impossible.

Companies offering 85% are lying. They’ll drop the price before completion using survey excuses. Every single time without exception.

Look at the table again. There’s 30% of costs that can’t be avoided. Stamp duty alone is 5% by law. Legal costs are 2% minimum. Holding costs run 3% minimum. Resale costs hit 5% minimum.

That’s 15% in mandatory costs before any profit. Nobody buys houses to make zero profit. The maths requires approximately 15% profit minimum to stay in business after tax and overheads.

Seventy percent is the honest maximum. Anything higher is marketing lies that’ll crush you at week 6.

How Do “We Buy Any House” Offers Compare to Estate Agent Prices?

Estate agents suggest listing at 100% of market value. Maybe achieve 93% after price reductions. Take 32 weeks. And 69% of chains collapse completely before completion.

Good cash buyers offer 70% guaranteed. Complete in 3 weeks. Zero chain collapse risk because there’s no chain.

Estate agent method of sale cons nobody mentions upfront:

  • 32 weeks average from listing to money in account (February 2026 data)
  • £3,400+ in fees whether you actually sell or not
  • 69% of chains collapse before completion
  • Weekend viewings destroying your life for months
  • Zero guarantee of ever completing
  • Price reductions demanded every six weeks
  • Mortgage companies declining buyers at the last minute
  • Surveyors killing deals with “concerns”
  • Buyers disappearing with no explanation

Good cash buyer pros you get immediately:

  • 3 weeks total from offer to money
  • Zero fees charged to you
  • Zero chain collapse risk
  • One viewing, never again
  • Guaranteed completion in writing
  • No price reductions ever
  • No mortgage companies involved
  • No survey games
  • We can’t disappear, we’re legally committed

If you achieve 93% through estate agents after 32 weeks and £3,400 fees, you net 91.4%. But 69% of attempts fail completely. You might get zero after eight months.

With us you get 70% guaranteed in 3 weeks. Which would you rather have? Possible 91.4% that probably fails, or guaranteed 70% that definitely completes?

What About Auction Offers Compared to “We Buy Any House”?

Auctions don’t offer anything upfront. Buyers bid on auction day. Maybe hit your reserve. Maybe don’t.

Recent data from February 2026 shows 47% of properties put to auction don’t sell. Reserve not met. Bidding stops at £152,000 when you needed £180,000 minimum.

You still pay the £5,400+ in fees whether it sells or not. Start completely over with nothing except a lighter bank account.

Timeline when auctioning a property: 17-21 weeks from starting to money in your account if it actually sells.

The auction underwriting trap sounds good until you read the contract: Some auction houses offer “guaranteed sale” where they promise to buy if bidding fails. Costs 8-12% of your reserve price upfront. Non-refundable. And they can still withdraw their guarantee citing “unforeseen material changes in market conditions.”

What Five Factors Affect “We Buy Any House” Offer Amounts?

Five factors determining what you’re offered:

  1. Property condition – Good companies don’t reduce for this, bad companies use it as excuse to drop price
  2. Location and local market values – London property gets different percentage than rural Cornwall
  3. Whether they have real cash or borrowed money – Check Companies House to verify
  4. Whether they’re honest or playing psychological games – Initial high offer reveals game-players
  5. Your perceived desperation level – Honest companies don’t exploit this, dishonest ones do

We don’t play games with any of these factors. Seventy percent on a £200,000 property in Birmingham. Seventy percent on a £200,000 property in Liverpool. Same percentage everywhere.

Condition doesn’t matter. No heating? Still 70%. Roof leaking? Still 70%. Damp throughout? Still 70%.

Your timeline doesn’t affect our offer. Need completion in 2 weeks? Seventy percent. Want 3 months? Seventy percent. We don’t exploit desperation.

Do “We Buy Any House” Companies Offer Less for Inherited Properties?

No. Same honest 70% whether you inherited it, bought it, or won it in a competition.

Selling inherited house gets the same treatment as any property. Condition affects valuation. Ownership history doesn’t affect our offer.

Will “We Buy Any House” Companies Offer Anything for Terrible Condition Houses?

Good ones offer the full 70% regardless of condition. That’s literally the entire point of the service.

Bad ones promise to “buy any house” then reject terrible condition properties or drop the offer 38% after viewing.

We buy houses in absolutely any condition at our standard 70% of realistic valuation:

No central heating at all? We offer 70%.
Roof leaking in eight places? We offer 70%.
Damp in every single room? We offer 70%.
Kitchen genuinely condemned? We offer 70%.
Subsidence scaring everyone away? We offer 70%.
Fire damage throughout? We offer 70%.

Wesley from Dudley

His late mother’s house had rising damp in seven rooms, four broken windows, garden overgrown to eight feet throughout, bathroom from 1972, kitchen from 1975, boiler failing every safety inspection, roof leaking badly in three places.

Thirteen estate agents refused to list it. All said “spend £42,000 minimum on repairs first, then maybe we’ll consider listing.”

Wesley didn’t have £42,000. He had mounting bills and an empty house draining £540 monthly.

We offered £98,000 (70% of £140,000 realistic valuation in perfect condition). Bought it in 11 days. As-is. No repairs. No cleaning. No garden work. Nothing.

Wesley got his money. We handled everything after completion. He’s relieved. Free. Moving on.

How Can You Tell If a “We Buy Any House” Offer Is Real or Will Drop?

Check their Companies House charges register. Four minutes reveals everything about their honesty.

Go to Companies House website right now. Type their company name. Click their number. Check the “Charges” tab.

What this reveals:

Zero charges registered = They have real cash = Offer will stand = They’re legitimate buyers = You’ll get what they offered

Briging loan

Multiple charges from banks = They’re borrowing money = Offer will drop = They’re brokers pretending to be buyers = You’ll get 25% less than offered

Our charges register shows zero. Nothing. Empty. Check it yourself before accepting our offer. Real cash in Barclays right now. No loans. No bridging finance. No lender approval needed.

Most “we buy any house” companies have 8-16 charges registered from various banks and bridging loan providers. They’re not buyers. They’re middlemen playing games.

Also demand the offer in writing with zero conditions. Any phrase like “subject to survey” or “pending valuation” means the price will definitely drop before completion.

What’s the Highest Realistic Offer You Can Possibly Get?

Seventy percent guaranteed from honest cash buyers. Or possibly 93% from estate agents after eight months if your chain actually completes, which 69% don’t.

Want potentially more than 70% without losing the guarantee? Try our assisted sale service.

What Does Property Saviour’s Assisted Sale Service Offer?

We offer a guaranteed 70% minimum. Plus a genuine chance at getting more.

Here’s exactly how our assisted sale works:

Step 1: We give you our guaranteed 70% offer in writing with legal commitment

Step 2: We give you a cash advance upfront proving our genuine financial commitment to you

Step 3: We use our skills, expertise and contacts to find a better buyer over 8-12 weeks maximum

Step 4: If we sell your property for more than the guaranteed minimum, we keep the difference as our fee

Step 5: You get your guaranteed 70% no matter what happens

All charges paid entirely by us. All risk carried completely by us. You’re guaranteed money either way. Zero risk to you whatsoever.

Perfect for sellers whose estate agent already failed them but want one more attempt with a complete safety net protecting them.

Ready To Sell Without The Hassle?

How do we compare with other methods of sale?
If you are flexible on the price, and need speed and certainty of sale, we are the ones to trust.
Method of sale Value achieved Fees Timeframe Is sale guaranteed?
Estate agents 90–95% 1–5% 3–6 months No – one in three sales collapse
Auctioneers 70–80% 2% plus 2–3 months No – half of properties don’t sell
Property Saviour 70–80% £0 10–28 days Yes – 99% success rate
Get a formal cash offer within 48 hours — no surveys, no delays, no fees.

What Offer Should You Actually Accept Right Now?

Depends entirely on what you value most in your specific situation.

Accept the 70% cash buyer offer when:

  • Speed matters desperately (need out in 3 weeks not 8 months)
  • Certainty matters more than extra percentage (can’t handle collapse risk)
  • Estate agents already failed you for months
  • Property needs work costing £15,000+ you can’t afford
  • You’re selling inherited property from 250+ miles away
  • Financial pressure mounting (bills costing £500+ monthly)
  • Emotional exhaustion from traditional method of sale

Accept the estate agent offer when:

  • Time doesn’t matter at all (can easily wait 9 months)
  • Property is perfect condition in hot market
  • No urgency exists whatsoever
  • You can comfortably afford £400+ monthly holding costs
  • Can handle the emotional devastation if chains collapse

Nobody forces you into anything. Choose based purely on your actual situation and what you value most.

How Do Property Saviour’s Offers Compare to Everyone Else?

We offer exactly 70% of realistic valuation. Guaranteed in writing with legal commitment. No reductions before completion ever.

Others offer 85% on the phone then drop to 58% at week 6. We offer 70% and deliver 70%. Every single completion.

Check our Companies House register yourself before accepting. Zero charges. Real cash. Real offers. Real completions.

When other “we buy any house” companies are dropping their prices 27% at week 6, we’re completing at exactly what we offered in week 1.

What completely separates us from everyone else:

  • Clean Companies House register proving real cash
  • Seventy percent guaranteed with zero reductions
  • You choose completion date (2 weeks to 6 months)
  • You use your own solicitor (we insist on this)
  • We contribute £1,500 towards your legal fees
  • Zero pressure from us ever
  • Guaranteed completion legally binding
  • Assisted sale option for wanting more

That’s why sellers who’ve been crushed by lying companies eventually find us. We deliver what we promise. They deliver excuses and price drops.

What Percentage Do Most Sellers Actually Receive?

From dishonest “we buy any house” companies: Average 61% of realistic valuation after all reductions (February 2026 Property Ombudsman data)

From honest companies like us: Exactly 70% of realistic valuation with zero reductions

From estate agents: 93% if chain completes (but 69% of chains collapse, leaving sellers with zero)

The dishonest companies advertise the highest offers. Deliver the lowest payments. That’s the scam.

We advertise honest 70%. Deliver exactly 70%. Every time without exception.

Why Don’t We Offer More Than 70% Like They Do?

Because we’re honest about the maths. They’re not.

The costs in that table earlier are real. Stamp duty is 5% by law. Legal costs are 2% minimum. Holding costs run 3% minimum. Resale costs hit 5% minimum. Business profit must be 15% minimum to survive.

That’s 30% in costs. Leaving 70% for you.

Companies promising 85% are lying. They know they’ll drop it to 58% at week 6. The initial 85% is marketing bait. The final 58% is the real offer.

Would you rather have our honest 70% or their dishonest “85%” that becomes 58%? Your choice. But choose with your eyes open.

Stop Gambling With Companies Who’ll Drop Their Offer 27% at Week 6

Stop wasting months with estate agents whose chains collapse 69% of the time.

Get our honest 70% offer guaranteed in writing with zero reductions.

What happens when you request your callback:

  • We call back within two hours during business hours
  • We view within 24 hours of your availability
  • Written offer same day after viewing
  • Seventy percent guaranteed with zero reductions ever
  • Complete in 3 weeks or your chosen timeline
  • £1,500 contribution towards your legal fees guaranteed
  • Your own solicitor protects you throughout

Or ask about our assisted sale service for potentially more than 70% while keeping your guaranteed minimum fully protected.

Check our Companies House record yourself. Check our recent verified reviews. Check our written offer. Then decide based on facts not marketing lies.

Other “we buy any house” companies promise 85% and deliver 58%. We promise 70% and deliver 70%. Every single completion without exception.

Request your callback right now. Get honest offer. Get guaranteed completion. Get relief from this crushing nightmare.

Last updated: 9 February 2026

Meet the author

saddat

Saddat bought his first property in 2003. Got hooked instantly. By 2009, he'd seen enough shady property buyers lying to desperate homeowners. So he founded Property Saviour with one mission: tell sellers the truth.

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