
Dave owned the property as a tenant in common with his ex-wife. His relationship broke down after his children had grown up, and he moved out. He married Pam and started a new chapter.
The house was meant for his son, but unfortunately, he passed away soon after his mother. Dave inherited the house, and he wanted to sell it.
Their house needed work, and his ex-wife borrowed from 4 different lenders. This meant four sets of financial charges, and some of these banks had gone into administration. Due to complex title issues, the house could not be sold on the open market.
He contacted us, and we reassured him that we would do anything to help. We worked with Pam, and over four months, the Land Registry removed all charges. It was a complicated process, but we helped Pam along the way, who was superb.
Dave didn’t know that his ex-wife had released equity 30 years ago. But thankfully, after the 2008 financial crisis, some of these sub-prime banks were merged, and two went into administration.
Their solicitor had said it couldn’t be done, and working closely with Pam, we did it.
As soon as the charges were removed, we completed the purchase. We bought the property and offered to do the house clearance for free.
| Method of sale | Value achieved | Fees | Timeframe | Is sale guaranteed? |
|---|---|---|---|---|
| Estate agents | 90–95% | 1–5% | 3–6 months | No – one in three sales collapse |
| Auctioneers | 70–80% | 2% plus | 2–3 months | No – half of properties don’t sell |
| Property Saviour | 70–80% | £0 | 10–28 days | Yes – 99% success rate |


