Sell Your House for Cash
Whatever your reason for selling your house for cash, we’ll make the process as seamless as possible.
Selling your house for cash can be a convenient and stress-free option, especially if you’re facing financial difficulties, dealing with a problematic property, or simply need a quick sale. However, it’s essential to understand the process and the benefits of working with genuine cash house buyers.
In this guide, we’ll cover everything you need to know about selling your house for cash, including the benefits, the process, and tips to ensure a smooth transaction.
How Much Do Cash Buyers Pay?
Recent analysis shows that cash buyers in the UK are securing average discounts of over 13% compared to buyers who need a mortgage, with the average cash discount currently standing at £28,189 per property or 9.3% nationally. In North West England, this discount can reach £31,827 (13.4%). Cash buyers now make up just 22.4% of all property transactions, down from 28.6% in 2022, making their ability to move quickly even more valuable in a competitive market
Sell with certainty & speed
Property Saviour will buy any house, regardless of its condition, anywhere in England, Scotland or Wales.
You can sell your house with certainty and speed within your timescale. We will pay £1,500 towards your legal fees.
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What is a cash House Buyer?
Cash house buyers are companies that purchase homes without selling another property or applying for a bridging loan or a mortgage.
These buyers offer a faster and more certain way to sell your house compared to traditional estate agents or property auctions. They’re also willing to buy properties with issues, such as structural problems or title disputes.
Cash house buyers are also prepared to overlook condition issues with the property. Here at Property Saviour, we will make you a fair offer, taking into account any work that’s required, and make you a proceedable offer.
You can achieve around 90% of market value with an estate agent. If you are not in a rush, this is a route we’d most certainly recommend.
With a cash buyer, you will get the certainty and convenience of a quick house sale. However, as you can appreciate, any cash buyer will be looking to make around 20% gross profit on your property. There are around 10% transactional costs. These costs are calculated as follows:
- Legal costs for buyer & seller – 2%
- Stamp duty – 3%
- Holding costs (utilities) & light refurbishment – 3%
- Resale costs – 2%
If any cash house-buying company offers you 80% of the value, the offer is probably too good to be true.
As the property market cools, we are seeing an increase in the volume of enquiries from sellers who have been let down by these so-called cash buyers. Having wasted several months of their valuable time and costing them thousands of pounds in extra mortgage payments.
What Does It Mean to Sell Your House for Cash?
Selling your house for cash means a property buying company or investor purchases your property outright, without relying on mortgage finance. This process is typically much faster than selling via estate agents, often completing in as little as 7 to 14 days, and is especially suitable for those who need to sell quickly due to repossession, divorce, inheritance, or problem tenants.
Comparing Selling Options
Here’s a comparison of the main ways to sell your house, highlighting the benefits of a cash sale:
| Selling Route | Typical Time to Complete | Certainty of Sale | Fees Payable | Typical Offer vs. Market Value |
|---|---|---|---|---|
| Cash House Buyer | 7–14 days | Very high | Usually none | 70–75% |
| Estate Agent | 3–6 months+ | Low–Medium | 1–3% + legal | 95–100% |
| Auction | 4–8 weeks | Medium | Entry + legal | 85–95% |
Cash buyers provide speed and certainty, but offers are usually below open market value. However, you save on estate agency and legal fees, and avoid the risk of chains collapsing.
Why Sell Your House for Cash?
If you want to sell your property and it is not in great condition, you probably won’t want to advertise it via an estate agent.
A discreet sale via Property Saviour can be a viable option. We are genuine cash buyers and we specialise in all situations:
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Avoiding repossession: A quick cash sale can prevent your home from being repossessed, protecting your credit rating.
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Inherited property: If you need to sell inherited house quickly to pay inheritance tax or to split proceeds among beneficiaries, a cash sale is often the simplest route.
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Problematic tenants or squatters: Cash buyers are experienced in purchasing properties with sitting tenants or legal complications.
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Unmortgageable or neglected properties: If your house needs significant repairs, cash buyers will often purchase “as is,” saving you time and money on renovations.
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Chain-break: If your onward purchase depends on a quick sale, cash buyers can keep your move on track.
- Fire damage or arson attack
- Flood or water damage
- Tenant damage
- Unfit bathroom
- Subsidence or heave
- Landslip
- Unsafe electrics
- Drain or sewer disrepair
Helping Real People Move On
Jo from Darlington, who inherited a house with historic charges and troublesome tenants. The property had been on the market for months with no success. After contacting Property Saviour, she received a fair cash offer and, within two weeks, the sale completed—freeing her from stress and legal headaches. If you’re in a similar situation, reach out to Property Saviour for a guaranteed sale and peace of mind.
Insights from Real Sellers: What Reddit Reveals
Reddit users frequently highlight the main pros and cons of selling to a cash house buyer:
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Speed and certainty: Many sellers found cash buyers ideal when a quick sale was essential, such as for inheritance tax deadlines or urgent relocations.
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Lower offers: Offers are typically 15–30% below market value, and some companies have been known to reduce their offer just before completion—so choose a reputable, transparent buyer.
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No chain stress: Cash buyers are not reliant on mortgage approvals or property chains, reducing the risk of a collapsed sale.
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Best for hard-to-sell homes: Properties with legal issues, poor condition, or sitting tenants are often snapped up by cash buyers when estate agents struggle.
At Property Saviour, we understand the emotional and practical challenges of selling a problematic property. We pride ourselves on honest, empathetic service—offering a guaranteed sale and handling all legal complexities, so you can move forward with confidence. If you need certainty and speed, get in touch with us today.
How do cash house buyers work?
A cash house buyer is a person or company with funds readily available to purchase your property outright. The process usually involves a quick valuation, a formal cash offer, and—if you accept—completion within days, not months. There are no estate agent fees, and reputable buyers will cover legal costs, making it a stress-free option for sellers needing a swift exit.
Property Saviour Price Promise
- The price we’ll offer is the price that you will receive with no hidden deductions.
- Be careful with ‘cash buyers’ who require a valuation needed for a mortgage or bridging loan.
- These valuations or surveys result in delays and price reductions later on.
- We are cash buyers. There are no surveys.
- We always provide proof of funds with every formal offer issued.
We'll Pay £1,500 Towards Your Legal Fees
- No long exclusivity agreement to sign because we are the buyers.
- You are welcome to use your own solicitor.
- If you don’t have one, we can ask our solicitors for recommendations.
- We share our solicitor’s details and issue a Memorandum of Sale.
Sell With Certainty & Speed
- Our approach is transparent and ethical, which is why sellers trust us.
- 100% Discretion guaranteed.
- If you have another buyer, you can put us in a contracts race to see who completes first.
- Complete in 10 days or at a timescale that works for you. You are in control.
Are Companies That buy Houses for Cash Legit?
We can’t speak for all cash house buying companies, as trust has to be earned. Sell my house fast for cash industry isn’t regulated by the UK Government.
Never blindly trust; always verify that the company you are dealing with is legit.
Before selling your house to any cash house buyer, you’ll need to do your research:
- Are they a cash buyer without the cash? Check on Companies House for charges.
- Can they give you proof of funds in the form of a bank statement? If their reply is, ‘We don’t work like that!’, then walk away.
- Do they carry out valuations? Valuations are a must when borrowing money.
- Can you use your own solicitor? Most will insist that you use their solicitors!
- Will you have to sign an option agreement?
- Who is the buyer? Many operate as online estate agents/property auctioneers. Some websites will sell your details to their ‘pre-vetted buyers’.
Sell with certainty & speed
Are There Any Hidden Costs?
Reputable cash buyers don’t charge any hidden fees. Ensure you understand all costs involved before proceeding.
How Do You Calculate the Value of My Home?
Cash buyers calculate the value based on the property’s condition, market value, and any necessary repairs.
Will I get full market value for my house?
Generally, cash buyers offer between 70–75% of your property’s market value. This reflects the speed, certainty, and risk they absorb. While you may get less than selling on the open market, you avoid fees, repairs, and the risk of a sale falling through at the last minute.
Which types of properties do you buy?
We purchase any type of commercial property in any condition in England, Scotland or Wales.
We will also buy any residential property, with the exception of flats with cladding issues, wooden lodges/glam pods, holiday park homes or retirement homes.
We do buy difficult-to-sell properties such as flats above takeaways, properties with structural issues, title problems, neighbour boundary disputes and squatter-occupied properties.
Get in touch to see how we can help. You’ll be talking to a property expert and not a pushy salesperson.
Is selling for cash right for me?
Selling for cash is ideal if you:
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Need to sell fast due to personal circumstances
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Own a property with legal or structural issues
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Have inherited a house and want a straightforward sale
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Want to avoid estate agent fees and lengthy chains
If you’re unsure, contact Property Saviour for a no-obligation chat—we’ll guide you through your options with empathy and expertise.
Can I sell an inherited house for cash?
Absolutely. Selling an inherited house for cash is often the simplest way to resolve probate and inheritance tax matters quickly. We buy any property, even if it’s in poor condition or has unresolved legal issues.
The Property Saviour Difference
At Property Saviour, we’re more than just a cash house buyer—we’re your partner in difficult times. We buy any property, offering a guaranteed sale and handling everything from sitting tenants to historic charges. If you need certainty and speed, get in touch with us for a confidential, no-obligation offer.
Key benefits of selling your house for cash:
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Fast, guaranteed sale—often within 7–14 days
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No estate agent or legal fees
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No repairs or renovations needed
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Certainty and peace of mind in stressful situations
If you’re thinking of selling, don’t let uncertainty hold you back. Contact Property Saviour today and let us help you move forward—quickly, fairly, and with compassion.
Sell with certainty & speed
Property Saviour Price Promise
- The price we’ll offer is the price that you will receive with no hidden deductions.
- Be careful with ‘cash buyers’ who require a valuation needed for a mortgage or bridging loan.
- These valuations or surveys result in delays and price reductions later on.
- We are cash buyers. There are no surveys.
- We always provide proof of funds with every formal offer issued.
We'll Pay £1,500 Towards Your Legal Fees
- No long exclusivity agreement to sign because we are the buyers.
- You are welcome to use your own solicitor.
- If you don’t have one, we can ask our solicitors for recommendations.
- We share our solicitor’s details and issue a Memorandum of Sale.
Sell With Certainty & Speed
- Our approach is transparent and ethical, which is why sellers trust us.
- 100% Discretion guaranteed.
- If you have another buyer, you can put us in a contracts race to see who completes first.
- Complete in 10 days or at a timescale that works for you. You are in control.
