Inheritance 11 - Property Saviour

Who Inherits When a Sibling Dies?

Siblings only inherit when your brother or sister dies without a will (intestate) and left no surviving spouse, civil partner, children, grandchildren, or living parents. Full blood siblings (same mother…

Do You Pay Tax When You Sell Your House?

Most UK homeowners pay zero tax when selling their main residence because Private Residence Relief exempts the entire gain from Capital Gains Tax. CGT at 18% for basic rate taxpayers…

Is Jointly Owned Property Part Of An Estate?

Jointly owned property is part of estate only when held as tenants in common where each owner has distinct share. Joint tenants property passes automatically to surviving owner outside estate…

Can a Will Be Changed After Death?

The will itself cannot technically be altered once someone has died, but can a will be changed after death in terms of its effect? Yes—beneficiaries can redirect their inheritance through…

What Happens To Property When Someone Dies?

Property passes according to will provisions when will exists or intestacy rules when no will exists requiring executor or administrator to obtain probate grant before selling or transferring ownership. Joint…

Why Executor Probate Loans Aren’t Your Only Solution?

Executor probate loans charge 1.5% to 2% monthly interest (18% to 24% APR) plus 1% to 2% arrangement fees, costing £10,800 to £14,400 on a £50,000 loan over 12 months.…

Do You Pay Capital Gains Tax on Empty Property?

Yes, you pay Capital Gains Tax on empty property at 18% for basic rate taxpayers or 24% for higher rate taxpayers when selling second homes, buy to lets, or inherited…

Do You Pay Water Rates On An Empty Property?

Yes, you pay water rates on empty property unless water supply is physically disconnected. Unmetered properties pay full standard annual charges of £350 to £550 regardless of zero usage. Metered…

How Long Does Probate Take?

Probate takes between 6 to 12 months minimum for straightforward estates in 2026, often stretching beyond 2 years when complications emerge. Your inherited property sits empty throughout this entire nightmare…

What Not To Do When Someone Dies?

When someone you love dies, the paperwork starts before the grief has even had a chance to settle.You are dealing with loss. You are exhausted. And yet the world expects…

Inheritance

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