Property Blog

What To Do When Someone Dies Without A Will?

📝 TL;DRWhen someone dies without a will, it triggers intestacy where the law takes control over who inherits, often causing chaos for families. Unmarried partners and stepchildren inherit nothing, while…

Do You Need Probate If There Is A Will?

📝 TL;DREven with a will, you often need probate if the UK estate is over £5,000 or involves property, contradicting the belief that a will alone is enough. Executors face…

Who Pays Inheritance Tax When Second Parent Dies?

📝 TL;DRWhen the second parent dies, the estate handles inheritance tax, not the children. Executors must sort the tax within six months, or face personal liability and hefty interest. Traditional…

Who Is Your Next Of Kin?

📝 TL;DRIn the UK, 'next of kin' is not a legally defined term, meaning being someone's closest relative doesn't grant automatic rights. Shockingly, 42% of cohabiting couples mistakenly believe they're…

Who Inherits When a Sibling Dies?

📝 TL;DRWhen a sibling dies without a will and no close family, siblings can inherit but it often leads to fierce disputes. Legal struggles, emotional stress, and costly court fees…

Do You Pay Tax When You Sell Your House?

📝 TL;DRIf you sell your main UK residence, you’re likely off the hook for any tax due to Private Residence Relief. However, selling second homes or properties like buy-to-lets hits…

Is Jointly Owned Property Part Of An Estate?

📝 TL;DRIf your property is held as 'tenants in common', the deceased's share becomes part of the estate and needs probate, which can create major delays and costs for surviving…

Can a Will Be Changed After Death?

📝 TL;DRAfter someone passes away, a will itself can't be altered, but its effect can be shifted using a Deed of Variation, as long as all affected parties agree within…

What Happens To Property When Someone Dies?

📝 TL;DRWhen someone dies, property can only be sold or transferred after a probate grant, which takes months, leaving it empty and racking up costs from £4,800 to £9,000. Estate…

Why Executor Probate Loans Aren’t Your Only Solution?

📝 TL;DRMate, executor probate loans are a rip-off with insane interest rates. You're better off selling the inherited property to cash buyers like Property Saviour, which gets you your money…

Do You Pay Capital Gains Tax on Empty Property?

📝 TL;DRYou'll still face Capital Gains Tax on empty properties, with rates depending on your tax band. Even if left vacant, inherited homes and other properties can rack up taxes,…

Do You Pay Water Rates On An Empty Property?

📝 TL;DRLeaving a property empty doesn't mean escaping water costs; unless disconnected, you'll pay full water rates regardless of usage, which can nip into estate value during probate and sale…

How To Avoid Council Tax On Second Home?

📝 TL;DRSave yourself from the council tax nightmare on second homes by skipping the estate agent merry-go-round. Opt for a quick cash sale to dodge the hefty premiums, whether it's…

How Long Does Probate Take?

📝 TL;DRProbate can be a drawn-out, costly ordeal, with estates often stuck in limbo for up to two years, draining finances through unavoidable costs, while waiting for legal permission to…

What Not To Do When Someone Dies?

📝 TL;DRWhen a loved one dies, it's crucial not to rush decisions. Avoid financial moves like closing accounts straight away, and remember to register the death within five days to…

Who Pays For House Clearance After Death?

📝 TL;DRWhen your relative passes, their estate pays for house clearance, but you’re stuck fronting the cost because their accounts are frozen during probate. This means shelling out thousands from…

What Can You Do Before Probate Is Granted?

📝 TL;DRYou can actually do quite a bit before probate is granted, like marketing the property, getting it valued, clearing its contents, and maintaining it to prevent damage. While you…

What Is a Property Guardian?

📝 TL;DRImagine thinking you're securing your empty property with guardians, only to find you're trapped in a costly mess. They're living cheaply while you're barred from selling, stuck paying for…

Can a Beneficiary Stop The Sale Of a Property?

📝 TL;DRIf you're a beneficiary in the UK, it’s tough to stop a property sale if the executor is doing their job properly, but there are rare instances where you…

Executor Delaying Sale Of Property? Here’s What You Can Do

📝 TL;DRExecutors delaying property sales are burning through beneficiaries' money, costing them up to £1,800 a month. This hesitation stems from fear of making the wrong choice, family disagreements, and…

Executor Refusing To Sell House?

📝 TL;DRExecutors refusing to sell inherited property can lead to staggering financial losses for beneficiaries, with legal battles costing up to £75,000 and dragging on for over 18 months. These…

Can Executor Sell Property Without All Beneficiaries Approving?

📝 TL;DRListen up, mate. If you're an executor in the UK, you probably don't need all beneficiaries' thumbs up to sell estate property. It's a common myth dragging out sales…

What An Executor Can And Cannot do?

📝 TL;DRBeing an executor isn't just about signing papers and distributing wealth—it's a minefield where mistakes can cost you personally, like a £28,400 lawsuit from beneficiaries. Understand your clear powers…

Can An Executor Buy Property From The Estate?

📝 TL;DRThinking of buying property from an estate you're managing? Tread carefully. A staggering 94% who try face legal battles, and 78% lose everything, even the property itself. Courts are…

Once Probate Has Been Granted What Happens Next?

📝 TL;DRGetting probate is just the start of a long and costly process. Transferring the property title through the Land Registry drags on for weeks, soaking up hundreds in council…

How Do You Receive Inheritance Money?

📝 TL;DRInheriting money isn't as instant as ya might think—you're often waiting up to 18 months, especially if property’s involved. Meanwhile, loans to cover living costs rack up interest, chipping…

How Long Can a Solicitor Hold Inheritance Money?

📝 TL;DRYou know how frustrating it is when solicitors hold onto your inheritance, right? They often pocket interest from your money by delaying payments and claiming 'reasonable cause' without a…

How Long After Probate Granted Will I Get My Money?

📝 TL;DRSo you're looking at a wait of 6-12 months after the probate application, with delays if there's property involved. Once probate's granted, bank stuff could wrap in 1-6 weeks,…

How Long Does a Will Take To Settle?

📝 TL;DRYou're stuck, right? Solicitors claim it's a 'few months', but real families know settling a will can stretch from 12 to 36 months due to property woes and bureaucratic…

What Makes a House Uninhabitable For Council Tax?

📝 TL;DROwning an uninhabitable house might save you on council tax but it's a false economy; properties claiming exemptions in England deteriorate faster in value than they save in tax,…

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