Property Blog

What Happens When You Surrender Your House To The Bank?

📝 TL;DRHanding your house back to the bank seems like taking control, but it actually destroys your financial life for years. You owe the shortfall if the auction doesn't cover…

What If I Can’t Pay Off My Interest Only Mortgage?

📝 TL;DRYou're facing the harsh reality that your interest-only mortgage is due, and you simply don't have the funds to cover the lump sum. After 25 years of perfect payments,…

Have You Bought a House With Undisclosed Problems?

📝 TL;DRIf you've bought a house with hidden problems, like structural cracks or subsidence, the seller may have breached the Misrepresentation Act 1967, entitling you to claim repairs or even…

How to Sell a House with Sitting Tenants?

📝 TL;DRSelling a house with sitting tenants in the UK means marketing to buy-to-let investors or cash buyers who'll inherit the tenants and their agreements. With around 30% of landlords…

How Can I Sell an Unregistered Property?

📝 TL;DRSelling an unregistered property is tough because these homes lack a digital Land Registry presence, relying solely on fragile paper deeds that worry buyers. With registration costing thousands and…

Selling a House with a Restrictive Covenant?

📝 TL;DRFeeling stuck with a house no one wants because of a restrictive covenant? Forget the painful 18-month selling process, the legal headache, and missing out on 70% of potential…

What Does Absolute Title Mean?

📝 TL;DRAbsolute title is the ultimate assurance of property ownership in the UK, confirmed by the HM Land Registry to be free of disputes or defects, allowing you full freedom…

Selling a House with Possessory Title

📝 TL;DRSelling a house with possessory title is like trying to offload a car with no MOT - mortgage lenders shy away and buyers get twitchy because there's no solid…

What Happens To House Prices In A Recession?

📝 TL;DRIn recessions, UK house prices tend to drop significantly, with real declines averaging around 9.22%. The 2008 crash led to a 20% plunge, taking years to recover. Current trends…

Is It Hard To Sell A Link-Detached House?

📝 TL;DRSelling a link detached house is tough because it's caught awkwardly between semi-detached and fully detached options, making it pricier than the former yet less appealing than the latter.…

If I Sell My House Can I Still Claim Universal Credit Benefits?

📝 TL;DRSelling your house can still allow you to claim Universal Credit if you handle the proceeds wisely; keep under £16,000 or reinvest within 26 weeks. But be cautious, as…

Selling a Hoarder’s House

📝 TL;DRYou're overwhelmed with a house stuffed to the brim, and selling seems impossible when estate agents and auctioneers only add to your frustration. But Property Saviour lets you bypass…

How Can I Clear My House Quickly?

📝 TL;DRMate, forget about shelling out thousands on house clearance. Property Saviour buys your place with everything inside, sparing you the backbreaking, wallet-draining ordeal. Why bother with exhausting clear-outs or…

What is a Loss Assessor?

📝 TL;DRA loss assessor works for you, not the insurer, to boost insurance payouts by expertly negotiating claims. Despite potentially higher settlements, the real costs include hefty fees, displacement expenses,…

How To Clean Up After a Fire?

📝 TL;DRBefore diving into a costly and hazardous DIY cleanup, consider selling your fire-damaged home as it is. Companies like Property Saviour let you sidestep the financial strain and health…

My House Just Burned Down Now What?

📝 TL;DRImagine your house has just burned down, leaving you in shock and scrambling for solutions. While traditional routes involve months of insurance wrangling and rebuilding stress, Property Saviour offers…

How To Repair Fire Damaged House?

📝 TL;DRMate, dealing with fire damage is a nightmare. Costs wildly exceed insurance payouts, repairs drag on, and living in a smoke-damaged house is a health risk. You're often better…

How To Remove Smoke Smell After A House Fire?

📝 TL;DRAfter a house fire, getting rid of the smoke smell is a daunting task. Professional services cost thousands and aren't guaranteed to work, with smoke particles embedding deep into…

What Do Insurance Companies Do After A Fire?

📝 TL;DRMate, dealing with insurance after a fire is a nightmare! Adjusters come in with one goal: to pay you as little as possible, claiming you're underinsured and dragging out…

What Happens If You Have a House Fire & No Insurance?

📝 TL;DRIf your house burns down and you have no insurance, you're left picking up the very pricey pieces yourself, and we're talking bills of £45,000 to over £100,000 for…

Do You Get Compensation For A House Fire?

📝 TL;DRFire insurance payouts in the UK are painfully slow, averaging £10,200 to £11,000, and insurers often find ways to pay even less, leaving you far short of covering your…

What Happens If Your House Burns Down In The UK?

📝 TL;DRWhen your house burns down in the UK, you're thrust into chaos with the fire service determining if it's safe to enter or if you're homeless for the night.…

What Can Invalidate House Insurance?

📝 TL;DRLeaving your house empty for over 30 days, not mentioning that loft conversion, or having a lodger without telling your insurer can completely void your home insurance. It’s not…

What Happens If Your Rented House Burns Down?

📝 TL;DRImagine your rental property going up in flames, leaving you with hefty repair costs, insurance headaches, and tenants demanding accommodation while your income vanishes. To escape this chaos, you…

Selling Your House On The Internet

📝 TL;DRSelling your house online seems alluring with its promised ease and savings, but often lacks real-world efficacy compared to traditional methods. Hidden costs, lower sale prices, and stressful DIY…

Selling Your House Online

📝 TL;DRSelling your house online seems easy and cheaper at first, but often turns into a prolonged, frustrating affair with hidden costs and risks. You've got three main choices: online…

Can You Sell a House on eBay?

📝 TL;DRImagine trying to sell your home on eBay, but it just doesn't work like you might hope. While you can certainly list your property there, it's more of an…

How to Sell Your House for Free?

📝 TL;DRSelling your house for free in the UK is a myth, as unavoidable legal and marketing expenses add up no matter the method. While some services advertise zero fees,…

How To Get Your House Ready To Sell?

📝 TL;DRPrepping your house for sale can cost you between £3,000 to £15,000 and take up to 6 months, without any guarantee of selling success. More than half of sellers…

Can You Exchange On a Saturday?

📝 TL;DRYou can't exchange contracts on a Saturday in the UK because everything closes — banks, solicitors, the lot. CHAPS payments are a weekday affair, running only Monday to Friday…

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